Auto Insurance

Your situation is as individual as you are — and now you can get an insurance policy to match. Liberty Mutual’s car insurance coverage options, benefits and discounts mean you can get the protection you need, at a price you deserve.

Your Liberty Mutual Auto Insurance policy comes with all these great features

12 Month Policies
Your auto insurance price is guaranteed for an entire year.

Convenient Payment Options
You can pay by mail, online or through automatic deductions. You can also choose to pay monthly, quarterly or in one lump sum.

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After-Hours Policy Services
When you need policy information, answers to billing questions or assistance with policy changes, including after normal business hours, our Customer Response Center will help you.

Call 800-526-1547 7AM to 11PM, Monday through Saturday, and 9AM to 7PM on Sundays, Eastern Time.

Manage Your Policy Online
View policy information, pay your bill, make changes to your policies, and report an auto and/or homeowner claim when you register for eService.

More benefits for Auto policyholders*

Accident Forgiveness

Accidents happen to responsible drivers too. And we won’t raise your premium as a result if you’ve been accident-free with Liberty Mutual for five years, and have no driving violations for the past three.

Accident Forgiveness coverage is subject to additional terms and conditions and varies by state. Not available in North Carolina.

Unlimited Rental

When you purchase our optional Rental Coverage and have a covered collision or comprehensive loss, we’ll provide a rental car for as long as it takes a Liberty-approved repair facility to fix your car.

Unlimited Rental coverage must be purchased with your policy, arranged by Liberty Mutual and applies to covered losses. Daily limits apply. Program availability varies by state.

New Car Replacement

With Liberty Mutual, a covered totaled new vehicle isn’t a total loss. If your car is less than a year old, we’ll cover the value of a brand new one.

Your policy deductible applies, and coverage is for autos less than one year old, not previously owned, with less than 15,000 miles. Leased autos and motorcycles are excluded. This coverage is not available in North Carolina and Wyoming.

Multi-Policy Savings

Insuring both your car and home with us can save you time and money. In addition to saving up to 10% on your home insurance,* you can manage all of your policies conveniently online. And you’re supported by our quick, no-hassle claims service.

It’s easy to get a multi-policy quote , by phone at
1-800-837-5254 or through your .

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If you already have Liberty Mutual Auto Insurance, we’ll include the Multi-Policy and other discounts that you’re eligible for with your home insurance quote.

* The multi-policy discount is applied to your homeowner, condo, or renters policy when you also insure your auto with Liberty Mutual. A discount applies to both auto and home in California, Massachusetts and Michigan.

Savings vary by state and average 10%. This benefit is not available in Florida and North Carolina. Massachusetts residents should contact their local sales office for applicable discount.

Guaranteed Repairs

Receive a Lifetime Repair Guarantee when you fix your car at one of our approved Total Liberty Care (TLC) repair shops. We’ll even make the arrangements.

Liberty Mutual holds our TLC shops to the highest standards. Each facility is dedicated to providing the highest-quality repairs and services, and offers such benefits as:

    • Scheduled opportunities for estimates and repairs
    • Immediate written estimate
    • A copy of Liberty Mutual’s Limited Lifetime Warranty on the repairs
    • Direct payment to the TLC facility from Liberty Mutual

You may also choose to have your car repaired at a repair facility of your choice.*

Not available in Alaska. The same service is provided under the Superior Service Program in Massachusetts.

*If you choose to have your car repaired at a repair facility that is not a TLC (Total Liberty Care) or SSP (in Massachusetts only), the shop will be responsible for the warranty of their work.

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Securities offered through Mutual of Omaha Investor Services, Inc., A Registered Broker/Dealer Member. FINRA/ SIPC. Richard McDaniel, Registered Representative. Advisory Services offered through Mutual of Omaha Investor Services, Inc., a SEC Registered Investment Advisory Firm. Richard McDaniel, Investment Advisor Representative. McDaniel Financial Services and Mutual of Omaha Investor Services, Inc., are not affiliated. The information provided is general in nature. It has been obtained from sources believed to be reliable, but no warranty is made as to its accuracy, timeliness or completeness. The information is not intended, and should not be construed as legal, tax or investment advice, or a legal opinion. Consult with your legal, tax or investment professional before taking any action based on this information. This is not an offer of solicitation in any jurisdiction where we are not authorized to do business.