Home Insurance Benefits

Your house is important. It’s your family headquarters, your sanctuary, and the hub of all activity. But there’s only so much you can do to protect it – which is where we come in. A home insurance policy ensures that your most valuable asset is protected.

Your Homeowner Policy Comes With All These Great Features

12 Month Policies— Your home insurance price is guaranteed for an entire year.

Convenient Payment Options— You can pay by mail, online or through automatic deductions. You can also choose to pay monthly, quarterly or in one lump sum.

Get A Homeowners Insurance Quote

After-Hours Policy Services— When you need policy information, answers to billing questions or assistance with policy changes, including after normal business hours, our Customer Response Center will help you.
Call 800-526-1547 7AM to 11PM, Monday through Saturday, and 9AM to 7PM on Sundays, Eastern Time. (Our hearing impaired customers who use a TTY device can call 800-243-9801).

Manage Your Policy Online— View policy information, pay your bill, make changes to your policies, and report an auto and/or homeowner claim when you register for eService.

More Benefits for Homeowner policyholders*

Additional Living Expenses–If your home is unsafe or damage is so extensive that you cannot live there, your policy covers additional living expenses.

Stated policy limits apply. Not available in all states.

24-Hour Emergency Repairs—If you have a covered loss and your property needs to be protected from further damage, Liberty Mutual can dispatch someone to your home to take care of the situation.

Applies to a covered loss, not available in all states

Personal Property Replacement– If your personal possessions are ever damaged or destroyed, our Personal Property Replacement Service will help locate the exact items you lost – or the closest match – and we’ll ship them to you quickly.

We can typically locate and ship replacement items to you quickly. Service provided through Insurer’s World, Canton, MA. Subject to applicable deductible

Multi-Policy Savings– Save on your home insurance when you insure your home and car with Liberty Mutual.

Get A Homeowners Insurance Quote

The multi-policy discount is applied to your homeowner, condo or renters policy when you also insure both home and auto in California, Massachusetts, and Michigan.
Savings vary by state and average 10%. This benefit is not available in Florida and North Carolina. Massachusetts residents should contact their local sales office for applicable discounts.

Securities offered through Mutual of Omaha Investor Services, Inc., A Registered Broker/Dealer Member. FINRA/ SIPC. Richard McDaniel, Registered Representative. Advisory Services offered through Mutual of Omaha Investor Services, Inc., a SEC Registered Investment Advisory Firm. Richard McDaniel, Investment Advisor Representative. McDaniel Financial Services and Mutual of Omaha Investor Services, Inc., are not affiliated. The information provided is general in nature. It has been obtained from sources believed to be reliable, but no warranty is made as to its accuracy, timeliness or completeness. The information is not intended, and should not be construed as legal, tax or investment advice, or a legal opinion. Consult with your legal, tax or investment professional before taking any action based on this information. This is not an offer of solicitation in any jurisdiction where we are not authorized to do business.